FREE PROPERTY SEMINAR: How I Went From Virtually Zero to $3.5 Million in Real Estate in My First 18 Months... And Replaced My Income

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7 Reasons Why You Must Attend The Great Real Estate Boom Ahead Conference:

1. How To Find Hot Deals With Yields Of 8-12% Positive Cash-Flow That Are Perfect For Investors.
2. The Exact Way To Create No-money-down Deals If You're Struggling Financially To Get Started In Real Estate. I Did This With My Very First Deals.
3. The Next Capital City that is Set to Boom and Make Investors Rich in the Next 24 - 36 Months.
4. How To Laugh at Tough Economic Times and Create Your Own Property Boom. One of My Students Went From Losing $700pw to over $1,825pw in Positive Cashflow (in just 18 months)
5. How to Find Amazing Deals At 50% Discounts to Previous Values and Returning 15% Rental Yields For Under $100,000
6. Mining Boom Dead? I'll Show You 3 Specific Mining Areas That Are Still Growing and Producing Great Cash-Flow and Growth Right Now (One of these areas is just one hour from a capital city)
7. 5 Amazing Case Studies of How Several of My Students Have Replaced Their Income in the Last 24 Months... You'll love this section.

Late Freemason Predicts Aussie Property Set for 14-Year-Boom

Predicted Every Property Boom & Bust Since He First Wrote About it Publicly in 1909

How did he do it? Simple. He discovered a pattern…
At the beginning of every 18 year cycle, land values (and thus house prices) rise for 14 years…
Then they hit a peak…
Following this, the banks who financed the boom with massive levels of credit growth land themselves in a pickle.
The end result: there’s less credit, property falls, and the stock market tanks for four years.
Then new business generation leads the stock market to recovery (this always happens first), and the property market follows all over again.
Fourteen years up, four down. Round and round, like clockwork. In fact, Phil Anderson, a leading economist from Melbourne who has studied this “dead mans secret” detail designed a clock in 2005, to outline the clocklike behaviour of this process…

 

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So why would I take such a massive risk?
Did I have more money than sense?
Did I want to be some sort of martyr?
Was I stupid? Foolish?
There were less risky options. I could have just sat by and made money hand over fist with the knowledge I possessed. I didn’t have to shout it from the rooftops.
But being the last of 7 siblings, sitting and waiting is not my style. So I took massive action, and at the end of the day all my predictions came true. We didn’t have a mighty crash. The market actually went in the opposite direction and surged ahead in a major way.

In 2009, I Told People My Clients to Buy in Sydney and Melbourne

As you can see from the chart above, had you attended my events in 2009 and taken action on this one little piece of advice you’d be at least $100,000.00 richer by now… whereas those investing in the stock market have seen nothing but sideways movement over this period. 

How was I so certain? How did I know our market wasn’t going to collapse? It’s really quite simple.
Journalists are paid to spin stories that make money. Bad news sells – and so the more bad news they can spread the more newspapers they sell. The more newspapers they sell, the more businesses will advertise – and the more money they’ll make.
By comparison, my predictions were based on facts. Listen… 

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Most People Invest With Emotions and That’s Why They Fail

But real estate investing isn’t about emotion, it’s about mathematics.
I invest in data, research and mathematics.
And I’ll show you exactly where to find the same data so you can replicate my results. You’ve just got to know where to look and how to distinguish the relevant from the irrelevant.
Don’t worry, I’ll be sharing some of this data further down the page. But first, let me tell you a story from one of my clients… 

BOOM!!

There were plenty of people who sat back and did nothing in 1974, 1980, 1995 and 2000. But don’t you wish you bought a property back then…

Ohh there's so much to read and learn.. For more, click here

You Can Make Enough Money to Retire Faster Than You Ever Imagine!!

DIY packing tips & tricks

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Moving house or office can be painful, but putting your life’s contents into boxes and hoping it will reach its new home in the same condition? Oh boy that is alot to do.. 

But really, it doesn’t have to be difficult. Rather than getting caught up and panicking over the amount you need to clean, pack and then unpack! Break it down into smaller steps and then create a plan. Here are some useful tips to make your life easier!

First things first

GET RID OF UNNECESSARY POSSESSIONS!!
This way you will have less to pack, less to relocate and ultimately, less to handle! Decluttering is a great way to release stress and it will save you so much time and money. If you have the time, maybe even have a garage sale?

You get what you pay for

If you opt for the throw away recyclable boxes from the supermarket for packing you will increase the risk of your belongings ending up in broken pieces on the floor. Instead, use quality boxes that are designed for the moving process. Most removals companies will offer boxes as part of the package.

An ideal box should be rigid, able to be sealed shut, and in good condition without rips, tears, punctures or damaged corners.

Materials for packing success

What you will need:

• Ample boxes – better to have too many than not enough

• Packing tape

• Textas or markers

• Bubble wrap

• Packaging paper – While newspaper works well for cushioning, don’t use it to wrap items. The ink can permanently stain china, porcelain and clothing

• Scissors

Our top packing tips

Now you have the essential equipment, it’s time to get packing. Here's my top tips.

• Use packing tape to reinforce boxes – this is especially important for heavy or breakable items

• Layer items according to weight and size – heavy items in first followed by lighter items on top

• Don’t leave empty space in boxes – make sure items can’t move around in boxes with space fillers like tea towels, packing paper or bubble wrap

• Be mindful of the weight of boxes – heavy boxes are not only difficult to lift, they are also prone to tearing or giving out at the bottom

• Close and seal all boxes – make sure items fit securely inside the box, with nothing protruding out of the top

• Label all boxes – this helps with the unpacking process as the removalist knows where the boxes need to be stored. Add ‘FRAGILE’ to boxes with breakable items

Map out the destination

The goal is to be unpacked in your new home with all of your bits and pieces in their correct place in a timely fashion. We all know this can be stretched out as you grapple to find space for every item. Make sure you avoid this mess by properly assessing your new location before moving day. Map out where things should go so you're not flying blind. Create diagrams or notes that you can carry around on paper or your tablet. It'll take hours off your move if you know right where things have to land. And you can always move them around once you're settled if you change your mind.

Hopefully this helps!! Here's the link of this article and for more DIY tips.

Tax tips for property investors

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Tax time shouldn't be a burden.. Let's do this to make sure everything's in order to reap the maximum rewards of having an investment property =D

Documentation

It’s time to rustle through that empty shoe box of cheque book stubs, credit card receipts and bank statements to ensure you claim for all of your expenses.
There might be some expenses you're not aware of.. here's where a good accountant steps in!

Depreciation

Probably the most forgotten claim (and in some cases, the most beneficial), is the opportunity to claim depreciation of your assets. You should have a quantity surveyor finalise a depreciation schedule for you.

Most investors think that you should have a depreciation schedule only if you own new property. However, older properties can have significant depreciation benefits, especially if renovations have been undertaken in the last 10 years or so.

Travel

Travel expenses can be particularly beneficial if you own an investment property a long way from home or interstate.

But be careful! If you own a property on the Gold Coast, you can’t claim 100% of the expenses for your two week family holiday to the Gold Coast. You can only claim a proportion of the expenses, depending on the circumstances. Your accountant should know what you can and what can’t claim for.

Capital Gains Tax (CGT)

The timing of a sale of property can determine when you pay your capital gains tax (assuming you made a capital gain).

If you finalise a contract to sell a property on 30 June, your capital gains will be calculated in addition to any other income you’ve earned and will be payable in that financial year.
However, if you finalise the sales contract on 1 July, just one day later, capital gains tax will be incorporated into the new financial year’s accounts and you can possibly delay the payment of your CGT by more than 12 months.

PAYG variation

Did you know that you could receive the benefits of your annual tax return on a weekly basis?

Instead of waiting to get your tax refund, you can submit an application form to the ATO to vary your income tax. For example, instead of waiting to lodge your tax return to get back $5,200, you can lodge a form and have $100 less tax taken out every week. It works out to be the same money but $100 per week extra for 52 weeks in your account can greatly help with your cash flow, especially if you have a negatively geared property.

Accountant

If you own investment property, you should find yourself a good accountant that understands property. When looking for an accountant, one of the first questions you ask should be "Do you personally own property?".
If the answer is no, keep looking!

Rail lines lift home prices by almost $50,000 in Melbourne

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The figure tracks as high as an average $105,000 more for a house in Melbourne's east that has a train line in the same suburb compared with those without a station, $59,500 in the northern suburbs and $40,000 for median prices in western suburbs with train access.


Generation Y typically value:
- easy access to the city lifestyle via public transport over homes with large backyards or the facilities to raise a family
- no-fuss, low-maintenance properties that were affordable (though no same effect for units)

 

This could be due to the fact ready access to public transport became more important to people in Melbourne's outer suburbs, which typically had more houses available than units. He expected all modes of public transport to become more important.

For full article, click here

Interior design ideas!

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Just sharing some brilliant ideas and interior design to manify your creativity juices. For more idea, click here

Bali-nese styled. LOVE IT! Modern yet culturally inspiring

What an entrance! So grand yet not over the top. WOW

Glass house in the wildnerness

Modern Japanese styled home

Beautiful alfresco! Great place to have guests around

Feels like a tropical resort....

Some Kitchen Ideas

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Abit more home-y feel. Imagine the smell of choc chip cookies coming out of the oven

 

 

Island themed kitchen - spacious, clean, relaxing.

Shoestring savings to home ownership - First Home Buyers!

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If you go to a lender informed, with a purposeful deposit technique in mind, and an understanding of how much you can borrow — home ownership can transform from dream to reality.

Rule of thumb : you’ll need at least a 10% of the purchase price of your future home as a deposit to qualify for a 95% Loan to Value Ratio loan.

This allows for the often overlooked upfront costs of Lenders Mortgage Insurance (a once-off payment which allows you to borrow more than 80%, and stamp duty, a state government tax on property purchases, to be capitalised on to the principal of your loan) 


NOTE: QLD, NT and WA don’t have stamp duty (reduces upfront costs). Everywhere but QLD and NSW have first home buyer grants for established properties.

• Get over the 10% deposit threshold by adding your local first home buyer grant to your savings then you should have enough deposit to get into home ownership

• Rural home lenders are often unwilling to lend anywhere close to 95% of the purchase price. Lenders seem to be more comfortable with a loan amount somewhere in the 60-80% region.

How can I get a home loan without the minimum deposit?

1. There are a small selection of guarantor loans on the market that enable first home buyers to borrow from 97 to 120% of the purchase price.
2. Some loans also allow upfront costs to be tacked on as well - relying on a family member financially guaranteeing the loan.

Can I just get my parents to stump up the entire deposit?

1. "From a lenders perspective, we want to see that you really understand what's involved in getting a loan. You're going to have to pay off this loan for a long time. So what we want to see is that you've made a commitment to the process yourself, and that commitment's come from you creating your own pot of genuine savings."

How much do I need to prove 'genuine savings'?

1. Genuine savings means that you've put away a minimum of 5% of the deposit amount over no less than three months. That money should come from regular deposits like salary. So we don't want to see that your 5% savings are from lump sums like tax refunds or gifts. Or face higher interest rates!!
2. As a first home buyer, you need to show a lender you're diligent in terms of putting away the pennies yourself for a period of time."